SIMONSON PAYMENT PLAN TERMS AND CONDITIONS
The Simonson payment plan is similar to a "Layaway" Plan: you pay installments on the item you reserve, and the item is kept by the seller until it is fully paid-for. In other words, when your payment plan is approved, we will take the art off the market and reserve it for you. We do not ship the artwork until it is fully paid for.
NO INTEREST
You pay no interest when you purchase your art via a Simonson Payment Plan. You set up your own customized payment plan using our website, where you choose the size of the payments and the duration of the plan (up to 12 months).
PAY VIA CREDIT CARD, PAYPAL OR CHECK/MONEY ORDER
You can choose to set up your payment plan via credit card or PayPal. If you choose to pay via credit card, your payments will be processed automatically on the chosen day of the month, and our credit-card processor will send you an e-mail notification. If you choose PayPal, you'll receive monthly e-mails with a link to send us a payment for the amount due that month. You can also have PayPal generate an eCheck using your bank account information. And there's the good old-fashioned check or money order option, where you send your payments via regular mail each month to us at the following address:
1542 Young Street, Suite 340
Honolulu, HI 96826
USA
MONTHLY STATEMENT
Each month, after your payment is processed, the Simonson Studio will mail you a statement showing how much you've already paid, and the balance due, so you will always know the status of your Payment Plan.
THE PLAN CAN BE FLEXIBLE--BUT COMMUNICATION IS VITAL
The Payment Plan you agree to is a contract, but it's a
flexible contract. You can always make larger payments
to get your artwork sooner, or, if you run into unexpected circumstances, we can change your
payment plan structure (smaller payments for a couple of months, for instance).
We can accommodate most requests, but you
MUST contact us and make the request as quickly as possible. Our
goal is to make sure you get the art you want.
The most important thing is to stay in touch with us.
Please contact us if you ever need
to change the terms of your payment plan.
(See "Nonpayment and Failure to Communicate" below).
CANCELLATION
If you have initiated a payment plan and for some reason, after having made one or more payments, wish to cancel the payment plan and receive a refund on payments already made, you may do so, with the following conditions:
- You must notify us immediately so that we can put the art back on the market.
- You will be charged a fee of 15 percent (15%) of the total price of the artwork, as a service fee and compensation for our having kept the art off the market for that period of time.
- The remaining refund will be paid to you in monthly installments, in the same amounts as it was paid by you (minus the 15 percent cancellation fee). We will mail you the first refund payment no more than 30 days after we have received notification from you of your wish to cancel the payment plan. Should there be more than one monthly payment due you, succeeding payments will be sent to you at one-month intervals until the amount due has been paid off. (Refund payments will be made by check only.)
NONPAYMENT AND FAILURE TO COMMUNICATE
If you can't make a monthly payment, you must contact
us as quickly as possible. If we do not receive payment, and we do
not hear from you, we will make every effort to contact you to resolve
the situation. But if we receive no payment or communication from
you for 60 consecutive days, you will be in default, and the payment
plan will be terminated. The reserved artwork will go back
on the market, and you will forfeit whatever payments you have already
made.
To repeat: When you make no payments nor communicate with
us for a period of 60 days or longer, the art will not be yours,
and no refunds will be made.